We provide holistic financial advice. Our advice is different for every client we see.
A core part of our philosophy is recognising that every client is different and our value lies in our ability to provide advice tailored for each client's individual circumstances.
For our clients, financial confidence comes from knowing that we will always be honest with them and do our best to help them.
We don't just point people in the right direction and wish them luck. We know that life has a habit of changing. Markets can change, legislation can change, health can change and client goals can change. Part of our job is to work with clients and adjust their strategy as required to ensure they can navigate these changes and still end up where they want to be.
There are two parts of our planning process:
- We focus on who you are, what you want and need. We'll help you prioritise your goals and test your tolerance to risk. We take stock of your financial position to evaluate how you can achieve your goals and objectives.
- We begin creating financial strategies. This involves developing multiple scenarios, undertaking further research and liaising with your other professional advisors. Throughout this process, our regular communication with you means you have input on the creation of your financial plan.
Once finalised, we present you with your Financial Plan in a prescribed written format called a Statement of Advice (SoA) and allow you time to further study our recommendations.
No great plan is worth the paper it is written on — unless somebody does the heavy lifting to make it work.
When you're comfortable with our advice, you'll sign our Authority to Proceed and formally engage by signing our Ongoing Care agreement.
With finances, one mistake can lead to financial ruin. We implement your financial plans on your behalf. This important step is not included to save you time, it's included because our financial experience means we understand every nuance, nook and cranny regarding putting your financial strategy into action.
Implementation may be a simple roll over of several super funds into one, the creation of several tax structures or coordinating several professionals including accountants and solicitors for you.