Client-centered, fee-only planners, like us are compensated for their knowledge and services, much like an attorney or a physician.

We do not receive commissions from the sale of products such as insurance or investments. Both our financial planning and investment management services are offered on a fee basis, unlike commission-based advisors who receive compensation through transactions.

Investment Advice Fee

For our portfolio advisory and management services, there are no implementation, set-up or upfront fees and there are no exit fees. We charge a single ongoing fee for the monitoring, management and administration of your investment portfolio, per the following table.

Assets Under Management Management Fee
$0 - $499,999 0.9%
$500,000 - $999,999 0.8%
$1,000,000 - $2,499,999 0.7%
$2,500,00 - $4,999,999 0.6%
$5,000,000 - $9,999,999 0.5%
$10,000,000 or more 0.4%

Financial Advice Fee

Our initial half-hour discovery meeting is complimentary. After that, it will depend on your unique circumstances and needs. Our typical fee ranges from:

Initial Planning Fee Monthly Retainer Fee
$150 per hour $100 per hour or as negotiated

This includes 2-3 meetings up-front, ongoing review, annual comprehensive review, and anytime access for questions as they arise.

The cost of the planning will depend on its scope:
  • Financial Advice/Analysis (401k review/ 529 review) $100
  • Retirement Planning Assessment (MoneyGuideElite) $350
  • Comprehensive Financial Plan (MoneyGuideElite) $1,000
  • Hourly rate for advance planning or consulting $150 per hour

With assets under management of $250,000 or more, financial planning services are included in the investment management fee.

Ready to start the conversation?
Request your complimentary first appointment.